:root { --navy:#102747; --navy-deep:#09203c; --blue:#1769eb; --blue-2:#3d82fa; --cream:#f8fafb; --ink:#162b45; --muted:#5d7087; --stroke:#dce5ed; --mint:#d7f3e8; --soft:#eef5ff; --shadow:0 14px 45px rgba(17,48,81,.09); }
*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:95px}body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit;text-decoration:none}button{font:inherit}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #64a9ff;outline-offset:4px}::selection{background:#c5dcff;color:var(--navy)}.site-width{width:min(1180px,calc(100% - 64px));margin-inline:auto}.icons{position:absolute;width:0;height:0;overflow:hidden}svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.mini{width:17px;height:17px}.skip{position:absolute;left:12px;top:-100px;background:white;padding:8px 12px;z-index:99}.skip:focus{top:12px}.notice-bar{background:var(--navy-deep);color:#d7e6ff;font-size:12px;letter-spacing:.02em}.notice-inner{display:flex;align-items:center;gap:12px;min-height:36px}.notice-dot{background:#63dbb3;width:7px;height:7px;border-radius:50%;box-shadow:0 0 0 3px rgba(99,219,179,.13)}.notice-sep{color:#7691b1}.notice-phone{margin-left:auto;color:#fff;display:inline-flex;gap:7px;align-items:center;font-weight:650}.site-header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.97);border-bottom:1px solid #e8edf3;backdrop-filter:blur(14px)}.header-row{display:flex;min-height:80px;align-items:center;gap:28px}.brand{display:inline-flex;align-items:center;gap:10px;color:var(--navy);flex-shrink:0}.brand-mark{display:grid;place-items:center;width:41px;height:41px;background:linear-gradient(135deg,var(--blue),#0c3c91);border-radius:12px;color:#fff;box-shadow:0 7px 16px rgba(40,108,212,.22)}.brand-mark svg{width:24px;height:24px}.brand-name{font-size:18px;font-weight:800;letter-spacing:-.7px;line-height:1.02}.brand-name small{font-size:14px;display:block;font-weight:650;letter-spacing:.4px}.desktop-nav{display:flex;align-items:center;gap:30px;margin:auto}.desktop-nav a{font-size:13px;color:#3c536e;font-weight:650;transition:color .2s}.desktop-nav a:hover,.text-link:hover,.legal-inline:hover{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:11px;padding:13px 19px;font-size:13px;font-weight:750;line-height:1.3;border:1px solid transparent;transition:transform .2s,background .2s,box-shadow .2s;cursor:pointer;text-align:center}.btn:hover{transform:translateY(-2px)}.btn svg{transition:transform .2s}.btn:hover svg{transform:translateX(3px)}.btn-navy{color:white;background:var(--navy)}.btn-navy:hover{background:#183c69;box-shadow:0 8px 20px rgba(16,39,71,.14)}.btn-blue{color:white;background:var(--blue);box-shadow:0 10px 24px rgba(23,105,235,.17)}.btn-blue:hover{background:#0955c9;box-shadow:0 12px 27px rgba(23,105,235,.24)}.btn-outline{color:var(--navy);border-color:#bacce0;background:#fff}.btn-outline:hover{border-color:#6da3ed;background:#f9fcff}.btn-large{padding:16px 22px;font-size:14px}.menu-button{display:none;margin-left:auto;border:0;background:none;padding:10px;cursor:pointer}.menu-button span{display:block;width:25px;height:2px;background:var(--navy);margin:5px 0;border-radius:2px}.mobile-nav{display:none}.hero{position:relative;overflow:hidden;background:linear-gradient(112deg,#f3f8fe 4%,#fbfdff 64%,#edf5ff 100%)}.hero-glow{position:absolute;right:-10%;top:-32%;width:800px;height:800px;border-radius:50%;background:radial-gradient(circle,rgba(128,186,255,.2),rgba(128,186,255,0) 70%);pointer-events:none}.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:65px;min-height:635px;padding-block:64px 36px}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:11px;letter-spacing:.16em;font-weight:800;color:#1a5cae;margin-bottom:23px}.eyebrow-mark{width:18px;height:2px;background:#3b87ef}.hero h1{font-size:clamp(39px,4.65vw,64px);font-weight:850;line-height:1.12;letter-spacing:-2.5px;color:#0d2747;margin:0 0 23px}.hero h1 em{font-style:normal;color:#1769eb}.hero-lead{font-size:16.5px;line-height:1.9;color:#506983;max-width:540px;margin:0 0 27px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero-under{display:flex;align-items:center;gap:9px;margin-top:22px;color:#70839a;font-size:11.5px;font-weight:550}.hero-under svg{width:17px;height:17px;color:#279e79}.hero-art{min-height:510px;position:relative;display:grid;place-items:center}.art-orbit{position:absolute;border:1px solid rgba(68,137,224,.14);border-radius:50%}.art-orbit-one{width:470px;height:470px}.art-orbit-two{width:600px;height:600px}.art-dots{position:absolute;width:100px;height:100px;background-image:radial-gradient(#8bbcf8 1.3px,transparent 1.3px);background-size:13px 13px;opacity:.42}.art-dots-one{top:28px;right:-7px}.art-dots-two{bottom:32px;left:2px}.art-card{position:relative;z-index:2;width:min(100%,385px);background:white;border:1px solid #e8eff6;border-radius:22px;box-shadow:0 26px 65px rgba(32,73,126,.16);padding:28px 28px 25px;transform:rotate(1.5deg)}.art-card-top{display:flex;align-items:center;justify-content:space-between}.art-icon{display:grid;place-items:center;width:50px;height:50px;background:#e9f1ff;border-radius:14px;color:#1e6ce1}.art-pill{border:1px solid #e0e8f4;border-radius:30px;font-size:10px;padding:7px 11px;color:#4c6381;font-weight:700}.art-card h2{font-size:29px;letter-spacing:-1.1px;line-height:1.22;margin:20px 0;color:#112c4d}.art-rule{height:1px;background:#e8edf5;margin:20px 0 8px}.art-row{display:flex;align-items:center;gap:12px;padding:13px 0}.art-row div{display:grid;gap:1px}.art-row strong{font-size:13px;color:#1b3657}.art-row small{font-size:11px;color:#72839a}.art-round{width:40px;height:40px;border-radius:12px;display:grid;place-items:center}.art-round svg{width:20px;height:20px}.art-round.blue{background:#eaf3ff;color:#1769eb}.art-round.mint{background:#e6f7ed;color:#159a73}.art-round.purple{background:#f0edff;color:#8161d9}.art-check{margin-left:auto;color:#2aae88;display:grid;place-items:center}.art-check svg{width:18px;height:18px}.floating-note{position:absolute;z-index:3;bottom:30px;left:5px;background:white;box-shadow:0 10px 25px rgba(37,85,140,.14);border:1px solid #e8eef4;padding:13px 17px;border-radius:12px;color:#385272;font-size:11px;font-weight:750;transform:rotate(-4deg)}.note-dot{display:inline-block;width:8px;height:8px;background:#27be94;border-radius:50%;margin-right:8px}.hero-bottom{display:flex;align-items:center;gap:20px;padding-bottom:23px;color:#7990a8;font-size:10px;font-weight:750;letter-spacing:.16em;white-space:nowrap}.hero-bottom-line{height:1px;background:#d8e4f1;flex:1}.section{padding-block:103px}.section-kicker{display:block;color:#1a66c8;font-size:11px;font-weight:800;letter-spacing:.18em;margin-bottom:16px}.section h2{font-size:clamp(33px,4vw,49px);line-height:1.18;letter-spacing:-1.7px;color:#112b49;margin:0 0 18px}.section h2 span{color:var(--blue)}.section p{color:#65768b;line-height:1.85}.heading-centered{text-align:center;max-width:770px;margin:auto auto 41px}.heading-centered p{max-width:650px;margin:0 auto;font-size:15px}.coverage-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.coverage-card{position:relative;overflow:hidden;min-height:365px;border-radius:20px;padding:34px;background:#f2f7ff;border:1px solid #e3edfb}.health-card{background:#f3faf7;border-color:#e1efe8}.card-icon{width:54px;height:54px;border-radius:15px;display:grid;place-items:center;margin-bottom:25px}.life-icon{color:#1c6de5;background:#dfeeff}.health-icon{color:#0b9a75;background:#d8f3e8}.card-icon svg{width:26px;height:26px}.card-number{font-size:10.5px;letter-spacing:.12em;font-weight:850;color:#5c789a}.coverage-card h3{position:relative;z-index:2;max-width:370px;font-size:27px;letter-spacing:-.9px;line-height:1.23;margin:10px 0 14px;color:#143453}.coverage-card p{position:relative;z-index:2;max-width:480px;font-size:14px;color:#627891;line-height:1.8;margin:0 0 25px}.text-link{position:relative;z-index:2;display:inline-flex;align-items:center;gap:8px;font-size:13px;color:#175ebc;font-weight:800}.coverage-decor{position:absolute;width:280px;height:280px;right:-120px;bottom:-145px;border-radius:50%;border:45px solid rgba(57,132,231,.08)}.health-decor{border-color:rgba(15,160,112,.09)}.coverage-fine{font-size:11.5px;text-align:center;max-width:850px;margin:24px auto 0;color:#8291a4!important}.process{background:#f8fbff}.process-grid{display:grid;grid-template-columns:.86fr 1.14fr;gap:110px;align-items:center}.process-intro p{max-width:390px;font-size:15px;margin-bottom:26px}.steps{display:grid;gap:14px}.step{display:flex;gap:23px;align-items:start;padding:22px 25px;background:white;border:1px solid #e7edf5;border-radius:15px;box-shadow:0 4px 18px rgba(25,62,99,.025)}.step-num{display:grid;place-items:center;min-width:47px;height:47px;background:#eaf2ff;color:#236cda;border-radius:13px;font-weight:850;font-size:15px}.step h3{margin:0 0 5px;color:#183755;font-size:17px;letter-spacing:-.3px}.step p{font-size:13px;margin:0;color:#6b7c91;line-height:1.75}.cta-band{background:#12365e;position:relative;overflow:hidden}.cta-band::before,.cta-band::after{content:"";position:absolute;border:1px solid rgba(255,255,255,.085);width:600px;height:600px;border-radius:50%;right:-75px;top:-250px}.cta-band::after{width:390px;height:390px;right:30px;top:-140px}.cta-inner{min-height:310px;display:flex;align-items:center;justify-content:space-between;gap:20px;position:relative;z-index:2}.light-kicker{color:#98c7ff;letter-spacing:.18em;font-size:10px;font-weight:800}.cta-inner h2{font-size:clamp(29px,4vw,44px);color:white;letter-spacing:-1.5px;line-height:1.23;margin:12px 0 10px}.cta-inner p{margin:0;color:#b7cbe2;font-size:13px}.btn-white{color:#11365f;background:white}.btn-white:hover{background:#eef6ff}.faq-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:95px}.faq-intro p{max-width:310px;font-size:14px}.faq-questions{border-top:1px solid #dfebf4}.faq details{border-bottom:1px solid #dfebf4}.faq summary{display:flex;align-items:center;justify-content:space-between;gap:18px;list-style:none;cursor:pointer;font-weight:750;font-size:14px;color:#1e3957;padding:23px 8px 23px 0}.faq summary::-webkit-details-marker{display:none}.faq details p{font-size:13px;padding:0 45px 22px 0;margin:0;line-height:1.8}.plus{position:relative;display:block;width:25px;height:25px;border-radius:50%;background:#eff5fe;flex-shrink:0}.plus::before,.plus::after{position:absolute;content:"";width:10px;height:2px;background:#1b69d6;top:12px;left:8px}.plus::after{transform:rotate(90deg);transition:transform .2s}.faq details[open] .plus::after{transform:rotate(0)}.contact{background:#f5f9fd}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.contact-grid h2{max-width:540px}.contact-grid>div>p{max-width:460px;font-size:15px;margin:0 0 23px}.contact-panel{background:white;border:1px solid #e1eaf3;border-radius:19px;padding:34px 33px;box-shadow:var(--shadow)}.contact-item{display:flex;gap:17px;align-items:flex-start}.contact-icon{display:grid;place-items:center;width:43px;height:43px;background:#eff5ff;color:#246bce;border-radius:12px}.contact-icon svg{width:20px;height:20px}.contact-item div{display:grid;gap:3px}.contact-item small{font-size:10px;letter-spacing:.1em;font-weight:850;color:#8496aa}.contact-item a:not(.legal-inline),.contact-item span{color:#243f5d;font-size:14px;font-weight:700;line-height:1.6}.contact-item a.legal-inline{color:#1d69c8;text-decoration:underline;font-size:12px;text-underline-offset:3px}.contact-separator{height:1px;background:#eaf0f6;margin:23px 0}.footer{background:#0b2039;color:#bfd0e4;padding:62px 0 27px}.footer-upper{display:flex;justify-content:space-between;gap:65px}.brand-light{color:white}.footer-brand p{max-width:325px;color:#abc1d8;font-size:13px;line-height:1.8;margin:20px 0 0}.footer-links{display:grid;grid-template-columns:1fr 1fr;gap:90px}.footer-links>div{display:grid;align-content:start;gap:13px}.footer-links strong{color:white;font-size:12px;margin-bottom:4px}.footer-links a{font-size:12px;color:#afc4dc}.footer-links a:hover{color:white;text-decoration:underline}.footer-rule{height:1px;background:#2b4059;margin:44px 0 22px}.footer-bottom{display:flex;justify-content:space-between;gap:30px;font-size:10.5px;color:#91a6bf}.footer-bottom span:last-child{max-width:560px;text-align:right}
@media(max-width:1050px){.desktop-nav{gap:17px}.hero-grid{gap:25px}.hero h1{font-size:49px}.process-grid{gap:45px}.faq-grid{gap:40px}.contact-grid{gap:35px}}
@media(max-width:820px){.site-width{width:min(100% - 40px,680px)}.notice-inner{gap:8px}.notice-inner .notice-sep,.notice-inner .notice-sep+span{display:none}.desktop-nav,.nav-cta{display:none}.menu-button{display:block}.mobile-nav{display:flex;flex-direction:column;gap:0;padding:10px 20px 24px;border-top:1px solid #e4ebf2;max-width:700px;margin:auto}.mobile-nav[hidden]{display:none}.mobile-nav>a:not(.btn){padding:12px 5px;border-bottom:1px solid #edf1f7;font-size:14px;font-weight:700}.mobile-nav>.btn{margin-top:15px}.hero-grid{grid-template-columns:1fr;min-height:0;padding-block:65px 40px}.hero-content{max-width:640px}.hero h1{font-size:clamp(43px,7vw,61px)}.hero-art{min-height:480px;margin-top:0}.art-orbit-one{width:440px;height:440px}.art-orbit-two{width:560px;height:560px}.hero-bottom{font-size:9px;white-space:normal;text-align:center}.section{padding-block:78px}.process-grid,.faq-grid,.contact-grid{grid-template-columns:1fr;gap:32px}.process-intro p{max-width:600px}.faq-intro p{max-width:600px}.contact-grid>div>p{max-width:600px}}
@media(max-width:600px){.site-width{width:calc(100% - 34px)}.header-row{min-height:68px}.brand-name{font-size:17px}.brand-name small{font-size:13px}.brand-mark{height:38px;width:38px}.notice-inner{font-size:10px}.notice-phone{font-size:11px}.hero-grid{padding:52px 0 24px;gap:14px}.hero h1{font-size:clamp(39px,9.3vw,53px);letter-spacing:-2px}.hero-lead{font-size:14px;line-height:1.8}.hero-actions{display:grid;grid-template-columns:1fr}.hero-under{flex-wrap:wrap;font-size:10px}.hero-art{min-height:390px}.art-card{padding:21px 22px;width:calc(100% - 38px);max-width:345px}.art-card h2{font-size:25px}.art-orbit-one{width:340px;height:340px}.art-orbit-two{width:460px;height:460px}.floating-note{bottom:0;left:2px;font-size:10px}.hero-bottom{gap:10px;font-size:8px}.section{padding-block:70px}.section h2{font-size:36px}.heading-centered{margin-bottom:25px}.coverage-grid{grid-template-columns:1fr;gap:16px}.coverage-card{min-height:0;padding:27px}.coverage-card h3{font-size:25px}.coverage-card p{font-size:13px}.process-intro p{font-size:14px}.step{padding:18px;gap:15px}.step-num{min-width:43px;height:43px}.step h3{font-size:15px}.cta-inner{padding-block:55px;display:grid;gap:22px}.cta-inner h2{font-size:34px}.cta-inner .btn{justify-self:start}.faq summary{padding:21px 0;font-size:13px}.contact-panel{padding:25px}.footer{padding-top:45px}.footer-upper{display:grid;gap:30px}.footer-links{gap:26px}.footer-bottom{display:grid;gap:10px}.footer-bottom span:last-child{text-align:left}.footer-rule{margin:31px 0 19px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
